How Much Does Pet Insurance Cost in South Africa?

Pet insurance is an essential investment for pet owners who want to ensure their furry companions receive the best possible care without the financial strain of unexpected veterinary bills. In South Africa, several providers offer a range of plans to suit different needs and budgets. Here, we explore the costs and coverage of some of the top pet insurance providers in the country.

1st for Women Pet Insurance

1st for Women Pet Insurance covers cats and dogs with three pet insurance plans, the Fur Baby Basic, Top to Tail Classic, and Premium Paws. This service encompasses Vet@First, a 24/7 emergency and healthcare line, and a pet taxi for vet visits or grooming appointments, among other uses. The insurance includes wellness benefits, dignified Furwell (cremation), and covers third-party liability claims at no additional cost. Moreover, there is no waiting period for accident claims, enhancing the accessibility and reliability of 1st for Women pet insurance.

How much does 1st for Women Pet Insurance cost?

  • Fur Baby Basic: From R100 per month; overall annual limit of R10,000. Covers accidents with no waiting period; ideal for pets over age 9 who can no longer get full cover.
  • Hospital Plan: From R160 per month; overall annual limit of R30,000. Assists with larger vet bills for hospitalisation due to accidents or illnesses. This plan also offers Dignified Ending (cremation) and Mult-pet Discount.
  • Top to Tail Classic: From R245 per month; overall annual limit of R45,000. Offers comprehensive coverage, including hospitalisation, routine care, vet check-ups, 3rd Party Liability and Dignified Ending (cremation).
  • Premium Paws: From R370 per month; overall annual limit of R65,000. Provides the most extensive coverage with higher limits, including diagnostics and scans, plus all benefits from the Top to Tail Classic plan.

Learn more about 1st for Women here.

Dog and cat lying on bed. How much does Pet Insurance cost?

Cat&DogSure Pet Insurance

Established in 2012, Cat&Dogsure is one of South Africa’s oldest Pet Insurers and the only insurer with perfect 5-star Google reviews. They offer three plans which include an Accident only option, Accident & Illness and Comprehensive option. Cat&Dogsure is a boutique insurer, priding themselves on the personal attention all their clients receive where their focus is to be the best insurer, not the biggest.

How much does Cat&DogSure Pet Insurance cost?

  • Accident only: From R80 per month with no waiting periods, R10,000 annual cover and no maximum entry age.

  • Accident & Illness: From R297 per month for dogs and R167 for cats. This option has an overall annual limit of R30,000 and R8,000 per claim. The maximum entry age for dogs is 12 and 15 for cats.

  • Comprehensive Plan: From R381 per month for dogs and R240 for cats. This is one of the few options available in the industry with no overall annual limit. The maximum entry age for cats and dogs is 8.

    Learn more about Cat and DogSure here.

DotSure Pet Insurance

DotSure Pet Insurance is another pet insurance provider in South Africa. You can insure cats, dogs, reptiles, and mammals with DotSure, and they have five pet insurance plans for dogs and cats: Accidental, Basic, Standard, Superior, and Ultimate. When you get DotSure insurance, you get several discounts if you add more than one pet to your policy, and you can choose any vet. Furthermore, you can get fast payments and a refund within 48 hours for a valid claim. You also get trusted reviews and an award-winning product.

How much does DotSure Pet Insurance cost?

Plan Pricing for Different Animals:

  • Dogs: From R85 per month
  • Cats: From R85 per month
  • Birds: From R144 per month
  • Reptiles: From R211 per month
  • Mammals: From R240 per month

Plans for Dogs and Cats:

  • Accidental Plan: From R85 per month (covers accidents only)
  • Basic Plan: From R200 per month (covers accidents and 50% of illnesses)
  • Standard Plan: From R352 per month (comprehensive cover for accidents and illnesses)
  • Superior Plan: From R483 per month (covers accidents, illnesses, hereditary conditions, and wellness benefits)
  • Ultimate Plan: From R1,199 per month (most comprehensive cover with minimal limitations – covers accidents, illnesses, hereditary conditions, and wellness benefits)

Find the contact details of Dotsure here.

How much does Pet Insurance cost? Woman holding a dog at the vet.

Have you tried using the Pets24 Free Online Vet? Click here to ask the Online Vet any general health questions.

Medipet Pet Insurance

Medipet Pet Insurance offers pet insurance for dogs and cats, giving pet owners comprehensive cover and peace of mind. They have Accident, Lite, LitePlus, Essential and Ultimate360° insurance plans. When you choose Medipet, you get real comprehensive cover.

MediPet is proud of its commitment to transparency. They offer complete insurance with no fine print or hidden conditions. Unlike other insurance brokers, they only provide pet insurance, so your pets come first. Furthermore, Medipet also has veterinary expertise. Their in-house veterinarians and veterinary staff support every pet in the veterinary practice and will be able to report your case to insurers.

How much does Medipet Pet Insurance cost?

  • Accident Plan: Covers accidents up to R25,000 per year, with premiums for cats and dogs starting at R257 per month with optional add-ons.
  • Lite Plan: Priced from R199 per month for cats and R299 per month for dogs, it covers accidents and illnesses up to R40,000 annually with optional add-ons.
  • LitePlus Pre-existing Cover: From R450 per month for cats and R590 per month for dogs, this plan includes coverage for pre-existing conditions with optional add-ons.
  • Essential Plan: Offering up to R60,000 per year for accidents and illnesses, with premiums starting at R270 per month for cats and R410 per month for dogs with optional add-ons.
  • Ultimate360 Plan: The most comprehensive plan, covering up to R72,000 annually, with premiums from R390 per month for cats and R590 per month for dogs with optional add-ons.

Get more details about Medipet Pet Insurance here.

Woman brushing cat. How much does Pet Insurance cost?

Oneplan Pet Insurance

Oneplan Pet Insurance offers affordable coverage that is easy to understand. Oneplan provides comprehensive coverage for accidents, illnesses, and routine care, and their policies are customizable to fit your specific needs and budget.

Oneplan Pet Insurance covers cats and dogs with five different plans. The plans are Accident, Primary, Hospital, Classic, and Super. Moreover, one of the unique features of Oneplan Pet Insurance is their Oneplan Claim Card, which works like a debit card that you can use to pay for your pet’s medical expenses at the vet. This means you don’t have to pay for the treatment upfront and wait for reimbursement from the insurance company. Instead, you can pay for the treatment directly at the vet using your Oneplan Claim Card. All you have to do is request funds up to your plan’s limit on the Oneplan App, and they will be loaded to your card in 1 minute.

How much does Oneplan Pet Insurance cost?

Accident Plan: From R80 per pet per month with a coverage limit of up to R8,500 annually. The plan covers accidental injuries, burial and cremation.

Hospital Plan: R190 per pet per month with a coverage limit of up to R48,000 annually. It covers Accidents & Illnesses, Post-Operative, Care, Kennel Cover, and Burial & Cremation.

Primary Plan: From R160 per pet per month with a coverage limit of up to R18500 annually. It covers accidents, Pet Med Savings, Multiple Pet Discounts, illnesses, post-operative care, and burial and cremation.

Primary Plan: From R160 per pet per month with a coverage limit of up to R18500 annually. It covers Accidents & Illnesses, Vet Visits, Pet Med Savings (Routine Care), Post-Operative Care, and Burial & Cremation.

Classic Plan: From R280 per pet per month, with a coverage limit of up to R52,000 annually. The plan provides comprehensive cover for  Accidents & Illnesses, Vet Visits, Pet Med Savings (Routine Care), Post Operative Care, Kennel Cover, and Burial & Cremation.

Super Plan: From R430 per pet per month with a coverage limit up to R75,000 annually. The plan has extensive cover for Accidents & Illnesses, Vet Visits, Pet Med Savings (Routine Care), Post Operative Care, Kennel Cover, and Burial & Cremation.

Get Oneplan contact details here.

PawPaw Pet Insurance

PawPaw Insurance is a company that provides comprehensive coverage for cats and dogs. The company is dedicated to providing pet owners with the best possible care at an affordable cost. Offering three insurance plans—Comprehensive, Smart, and Accident plans. PawPaw covers a range of needs, including accidents, illnesses, and routine care. Noteworthy features include upfront underwriting and swift claims processing. Customizability, reasonable pricing, an uncomplicated claims process, and exceptional customer service contribute to PawPaw’s appeal. Pet owners opting for PawPaw Insurance can rest assured that their furry companions will receive optimal care without financial concerns.

How much does PawPaw Pet Insurance cost?

  • Comprehensive Plan: Priced from R290 per month for dogs and R225 per month for cats, with no annual limits and extensive coverage for day-to-day, accident, and illness expenses.
  • Smart Plan: Starting at R195 per month for dogs and R145 per month for cats, it includes accident and illness coverage up to R30,000 annually.
  • Accident Plan 10 & 20: Two options available, with accident cover limits of R10,000 or R20,000, priced at R70 and R137 per month respectively.

Learn more about PawPaw here.

PetFirst Pet Insurance

At PetFirst the understanding is clear: pets are family, and their health and happiness come first. That’s why they have created a unique insurance model that allows pet owners complete control over their pets’ coverage, enabling them to build a policy that suits their budget. The core coverage always includes accident, illness, and injury, ensuring that, no matter what life throws at a pet, owners will be prepared.

How much does PetFirst Pet Insurance cost?

Starting from just R99 a month, affordable access to essential care is available, with options to enhance the policy by adding any of the following benefits:

  • Wellness: Coverage for routine exams, vaccinations, and preventive treatments.
  • Dental: Protection for pets’ teeth with coverage for dental procedures.
  • Legacy of Life: A compassionate way to manage end-of-life expenses.
  • Excess Buster: Waive excess fees entirely for greater savings when claims arise.
  • Hereditary Coverage: Protection against hereditary and congenital conditions.
  • Search and Rescue: In case a pet goes missing, PetFirst contributes R1,000 towards rewards, Google ads, and posters to help bring them home.

With PetFirst, pet owners are never bound to cookie-cutter plans or rigid packages. They only pay for the coverage their pets need, with the flexibility to adjust the policy as their pets grow. Plus, comprehensive accident, illness, and injury protection ensures that unexpected vet bills won’t lead to overwhelming costs.

By choosing PetFirst, pet owners are selecting peace of mind, knowing their furry family members are protected and that they have control over their spending. Start building a custom pet policy today and provide pets with the care they deserve!

Learn more about PetFirst here.

Pet insurance in South Africa offers various plans to suit different budgets and needs. From basic accident-only coverage to comprehensive plans that include wellness benefits, there is an option for every pet owner. Investing in pet insurance ensures that your beloved pets receive the care they need without unexpected financial burdens.

The post How Much Does Pet Insurance Cost in South Africa? first appeared on Pets24.



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